How funds are disbursed to your bank account β€” AADOPS Guide@endsection AADOPS
Guide β€Ί Escrow & Payments β€Ί How funds are disbursed to your bank account

How funds are disbursed to your bank account

How marketplace payments reach your bank account after escrow releases β€” timelines, bank requirements, and what to check if a transfer is delayed.

Seller Farmer Producer
Standard plan+ Updated 06 Jun 2026
Before you start
  • Bank account registered and verified under Settings β†’ Payment details

How disbursement works

When escrow releases on a completed marketplace order, AADOPS initiates a bank transfer to your registered account. The transfer is processed via Flutterwave and follows standard Nigerian interbank transfer timelines.

Timeline

Most transfers arrive within 24 hours of escrow release. Transfers initiated during banking hours on weekdays typically arrive the same day or the following morning. Transfers initiated on weekends or public holidays may take until the next business day.

Commission deduction

Before disbursement, AADOPS deducts its marketplace commission from the escrow amount. The commission percentage is visible in Settings β†’ Marketplace settings. What transfers to your bank is the order value minus the commission.

How to register your bank account

  1. Go to Settings β†’ Payment details
  2. Click Add bank account
  3. Enter your account number and select your bank
  4. AADOPS verifies the account via Flutterwave β€” your account name is fetched automatically for confirmation
  5. Confirm the account name matches your business and click Save

If a transfer has not arrived

If 48 hours have passed since escrow release and the transfer has not arrived:

  1. Confirm your bank account details are correct under Settings β†’ Payment details
  2. Check your bank app for any incoming transfers from Flutterwave
  3. Contact AADOPS support at support@aadops.com with the order number and the escrow release date
Note: Marketplace payments are sent only to the bank account registered on your AADOPS account. Payments cannot be redirected to a different account per order. If you need to change your bank account, update it under Settings β†’ Payment details before your next disbursement.
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β†’ How escrow works on COMPLIED β†’ The full escrow lifecycle β€” step by step β†’ When escrow releases automatically β†’ When escrow is held pending a dispute